Let’s Do It Together

Jiwo Paro, which means “Let’s Do It Together” is a development microfinance organization on a mission to empower women to succeed at micro-enterprise.

Jiwo Paro combines micro-enterprise training, group loans and on-going support to marginalized women working in the textile value chain in Kenya.  Through these products, it aims to impact the lives of the ‘Bottom-of-the-Pyramid’ and the ‘missing middle’ customers and contribute to financial inclusion.

Vision: To create full economic citizenship in Africa where women and youth in marginalized areas have universal access to finance and the benefits they deserve.

MissionEnabling rural youth and women achieve economic independence.


  • Innovation
  • Inclusion
  • Integration

Microloans Given
Sewing Machines Bought
Women and Youth Trained in Financial Literacy

We Provide Access to Sustainable Financing

Globally, women face greater exclusion in every Geography and across every income level. Yet access to finance remains a critical element in the process of socio-economic transformation of developing nations. Jiwo Paro seeks to expand access to finance for the female entrepreneurs who have the requisite skills, conviction and grit but lack access to capital. We empower them with the tools and resources to oversome the highly discriminatory delivery of credit, the lack of collateral and illiteracy which bars women out of formal financial system.
Jiwo Paro seeks to empower them by providing financial services and microenterprise training and be their trusted partner on the journey of growth and prosperity. We provide them the tools of the trade and microfinance loans and gradually graduate them to become microentrepreneurs who participate fully in formal financial inclusion.

Biashara Clubs

Through the Biashara clubs, women pool together rotating savings among respective group members. They also exchange business opportunities and receive mentorship, market information and best practises from the more established peers.These clubs, thus, create an ecosystem that allows for women entrepreneurs and business owners to grow by leveraging existing market systems, streamlining access to financial services.

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Women Investment Clubs

The WICs leverage on the Biashara club platform and creates the sustainable investment platform that provides the financial mechanism for SME members of the Biashara clubs to grow.

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Financial Literacy

Where credit access is limited, and options are scarce for women, a financial literacy training can be the difference between hope and destitution for women micro entrepreneurs. Prior to accessing micro loans, women are taught responsible borrowing, saving, book keeping which translates to the 97% repayment rate..

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Conected Entrepreneurs

The Fundi Konekt is an integrated digital platform for informal textile microenterprise owners in rural areas and informal settlements in Kenya

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Latest News & Stories

Our stories captures the elements of the people we work with in our communities. Read on:

Jiwo Paro Collaborates with World Connect to Empower Local Apparel Makers

Jiwo Paro has collaborated with World Connect to start a project named Ahadi ‘Promise’ in Osieng’eti village, Chemelil,

Hometown Heroes: Changing the Odds

+Acumen course taker Akinyi Awora is the co-founder and COO of Jiwo Paro, a community-based organization in Kisumu,

The Problem

There are roughly 7.3 million micro, small, and medium enterprises (MSMEs) engaging nearly 15 of Kenya’s 45 million